Owner Dashboard

Sovereign Real Estate & Fiscal Infrastructure

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Select Active Regional Compliance Gateway

FL · TX · NY

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Active Modules

Session Encryption

AES-256-GCM

Auto-Purge Window

7 min

Compliance Coverage

FL · TX · NY

Section 1031 Exchange Fiscal Gate

Federal capital-gains deferral with 45/180-day IRS deadline countdowns.

Original Property Sale Date

Unrealized Capital Gains ($)

Net Investment Income Tax (3.8%)

Effective Federal Rate

0.00%

Deferred Capital Gains Tax

$0.00

Status

Awaiting inputs

Immutable Legal Deadlines

45-Day Identification Window

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Enter sale date.

Identify replacement properties in writing to the QI by this date.

180-Day Closing Window

—

Enter sale date.

All replacement acquisitions must close on or before this date.

Multi-State & International Fiscal Matrix

Miami · Dallas · NYC · London · Dubai · Cairo — August 2026 statutory framework.

State / Location

Target Sale Price ($)

Mortgage Payoff ($)

Broker Fees (%)

Miami-Dade single-family exception ($0.60 / $100)

Pending November 3, 2026 Voter Ratification (Amendment 3): proposed non-homestead annual assessment cap to fall from 10% down to 5%, and homestead exemptions to scale to $250,000 by 2028.

Sale Price	$0.00
Mortgage Payoff	-$0.00
Broker Commission (5%)	-$0.00
FL Doc Stamps §201.02 ($0.70 / $100)	-$0.00
Title Insurance (est.)	-$0.00
Escrow / Settlement Fee	-$750.00
County Recording	-$250.00
Final Net Proceeds	-$1,000.00

Tablet-ready live presentation view.

FHA vs Conventional Loan Balance Matrix

First-time buyer combat simulator — mobile-optimized.

Target Residential Valuation ($)

Conventional Down Payment (3–20%)

Rate (%) — 30-yr fixed

FHA Scenario

Minimum Down (3.5%)$0.00

Upfront MIP (1.75%)$0.00

Financed Balance$0.00

Monthly P&I$0.00

Monthly MIP (life of loan)$0.00

Total Monthly$0.00

MIP does NOT auto-drop. Persists for the entire loan term.

Conventional (10% down)

Down Payment$0.00

Financed Balance$0.00

Current LTV0.00%

Monthly P&I$0.00

Monthly PMI$0.00 (LTV ≤ 80%)

Total Monthly$0.00

PMI auto-terminates when LTV reaches 80%.

Delta (Conventional − FHA):$0.00 / mo (parity)

NAR Settlement Concession Sandbox

Compare price cut vs seller concession / rate buydown.

Listing Price ($)

Proposed Concession ($)

Buyer Down (%)

Base Rate (%)

A — Price Reduction

Recommended

New List Price$0.00

Seller Net (pre-fees)$0.00

Buyer Monthly P&I$0.00

Buyer Rate6.75%

B — Concession / Rate Buydown

List Price (unchanged)$0.00

Seller Net (pre-fees)$0.00

Buyer Monthly P&I$0.00

Effective Rate6.75% (−0.00)

Highest seller net cash paired with lowest buyer monthly wins. Marketing positioning also favors Strategy B: the listing stays at anchor price.

ESCROW Matcher · Jurisdictional Compliance Grid

US federal + London · Dubai · Cairo closing safeguards (August 2026).

State / Location

Property Value ($)

Cash DealBuyer: LLC / Trust / Corp

Foreign Seller (FIRPTA)

Radon Gas Disclosure (mandatory)

Line-item required

FL Statute §404.056(5)

HOA / Condo Doc Fees (est.)

$650.00

§718.503 / §720.401 disclosure package.

AI Lead Classifier · Social Stream Ingestion

TikTok · Instagram · MLS ingestion — HOT/WARM/COLD triage with Patrick auto-drafting.

Agent Social Channel SynchronizationPatrick AI: Fully Synchronized & Authorized to Respond

TikTok Profile Handle (@)

Instagram Business Handle (@)

HOT

WARM

COLD

TikTok · @miami_dreamer

How do I buy a condo with cash next month? Urgent!

HOT

Instagram · @sarah.moves

Just interested in checking prices for later maybe next year.

WARM

MLS · buyer_agent_12

Pre-approved $2.4M. Cash or conventional. ARV strong.

HOT

Patrick Notification CoreFlash alerts pushed on every [HOT] / [WARM] triage

No qualified alerts in this session.