Sovereign Real Estate & Fiscal Infrastructure
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Multi-State & International Fiscal Matrix

Miami · Dallas · NYC · London · Dubai · Cairo — August 2026 statutory framework.

Pending November 3, 2026 Voter Ratification (Amendment 3): proposed non-homestead annual assessment cap to fall from 10% down to 5%, and homestead exemptions to scale to $250,000 by 2028.
Sale Price$0.00
Mortgage Payoff-$0.00
Broker Commission (5%)-$0.00
FL Doc Stamps §201.02 ($0.70 / $100)-$0.00
Title Insurance (est.)-$0.00
Escrow / Settlement Fee-$750.00
County Recording-$250.00
Final Net Proceeds-$1,000.00
Tablet-ready live presentation view.

FHA vs Conventional Loan Balance Matrix

First-time buyer combat simulator — mobile-optimized.

FHA Scenario
Minimum Down (3.5%)$0.00
Upfront MIP (1.75%)$0.00
Financed Balance$0.00
Monthly P&I$0.00
Monthly MIP (life of loan)$0.00
Total Monthly$0.00

MIP does NOT auto-drop. Persists for the entire loan term.

Conventional (10% down)
Down Payment$0.00
Financed Balance$0.00
Current LTV0.00%
Monthly P&I$0.00
Monthly PMI$0.00 (LTV ≤ 80%)
Total Monthly$0.00

PMI auto-terminates when LTV reaches 80%.

Delta (Conventional − FHA):$0.00 / mo (parity)

ESCROW Matcher · Jurisdictional Compliance Grid

US federal + London · Dubai · Cairo closing safeguards (August 2026).

Radon Gas Disclosure (mandatory)
Line-item required
FL Statute §404.056(5)
HOA / Condo Doc Fees (est.)
$650.00
§718.503 / §720.401 disclosure package.