Multi-State Tax Calculator · Ledger AI Elite

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Multi-State & International Fiscal Matrix

Miami · Dallas · NYC · London · Dubai · Cairo — September 21, 2026 statutory framework.

State / Location

Target Sale Price ($)

Mortgage Payoff ($) — enter 0 if none

Broker Fees (%)

Enter required inputs — sale price and mortgage payoff must be supplied before any statutory deductions are computed.

Miami-Dade single-family exception ($0.60 / $100)

Pending November 3, 2026 Voter Ratification (Amendment 3): proposed non-homestead annual assessment cap to fall from 10% down to 5%, and homestead exemptions to scale to $250,000 by 2028.

Sale Price	—
Mortgage Payoff	—
Broker Commission (—)	—
Final Net Proceeds	Enter required inputs

Tablet-ready live presentation view.

Filing deadlines — NYC non-primary appeal: October 6, 2026 · Texas foreign-ownership (SB 17) compliance reporting: September 27, 2026 · UK PRS Database registration opens: December 15, 2026.

FHA vs Conventional Loan Balance Matrix

First-time buyer combat simulator — mobile-optimized.

Target Residential Valuation ($)

Conventional Down Payment (3–20%)

Rate (%) — 30-yr fixed

FHA Scenario

Minimum Down (3.5%)$0.00

Upfront MIP (1.75%)$0.00

Financed Balance$0.00

Monthly P&I$0.00

Monthly MIP (0.85% / yr, life of loan)$0.00

Total Monthly$0.00

MIP does not auto-drop. Persists for the entire loan term.

Conventional (10% down)

Down Payment$0.00

Financed Balance$0.00

Current LTV0.00%

Monthly P&I$0.00

Monthly PMI$0.00 (LTV ≤ 80%)

Total Monthly$0.00

PMI auto-terminates when LTV reaches 80%.

Delta (Conventional − FHA):$0.00 / mo (parity)

MIP does not auto-drop. PMI auto-terminates when LTV reaches 80%.

ESCROW Matcher · Jurisdictional Compliance Grid

US federal + London · Dubai · Cairo closing safeguards — live statutory matrix.

State / Location

Property Value ($)

Cash DealBuyer: LLC / Trust / Corp

Foreign Seller (FIRPTA)

Fraudulent Rental Entry Felony Act

Tenant screening data forged or materially false

HOA Enforcement Reform § 720.305

Written Notice Date (mandatory 14-day window)

Proposed Fine ($)

Violation resolved before the hearing

Earliest Permitted Hearing Date

—

Enforceable Fine

$0.00

Hearing required before any fine attaches.

Live Local Act 4.0 (YIGBY)

Total Units in Development

Mandatory Affordable Allocation (40%)

0 unit(s)

Affordability Covenant Term

30 years (locked)

Dimensional setback or stepback requirements may not override state-authorized height maximums.

Radon Gas Disclosure (mandatory)

Line-item required

FL Statute §404.056(5)

HOA / Condo Doc Fees (est.)

$650.00

§718.503 / §720.401 disclosure package.